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Retirement Planning

How to Retire in Style?

Human beings, it is said, are distinguished from other species by our ability to think ahead and to plan the future. While that may be true, it is also true, that most of us find difficulty thinking about the long term and preparing for it. We're too caught up in the daily problems. Heck, it's difficult enough to plan something just six months ahead, like a vacation. How on earth are we supposed to be able to think about something in the distant future -- like retirement? Thinking in advance and acting on those thoughts, are keys to being ready for the future when it turns into the present. The younger you are, the more distant is retirement -- and the more power you have at your fingertips in the form of compound returns over time. It's a paradox of the ages that can work to your advantage. When planning a retierment we need to ask the important questions. How much will I need for my retirement in order to live comfortably? What are my goals? When should I start? What should I do? What costs might I run into once I've actually retired? These are the questions that we all need to ask; questions that we often wait too long to ask; questions that surface briefly on occasion, in a remote and dusty corner of the mind, a mind that is otherwise occupied with this minute's conversation, today's project, tonight's movie, and tomorrow's meeting. Fred Belman can help you find the anwers to these questions. Once we find the answers then and only then can we start to prepare a solution for the future.

Retirement Inquiry

Retirement planning requiers far more than just picking an age to do so and a beachfront property to do it upon. It requires a hard look at your lifestyle, your resources, and a whole host of factors that we tend to take for granted while we're working. Most, but not all, deal with money issues. We all must face them head on. The earlier you start, the easier it will be for you to amass the dollars you will need on the day you retire. Say you put $1,000 per year for 25 years into an investment earning 10% annually, you would have $108,182. Wait just five years before starting that process, and on the same date in the future you would end up with $63,002. That $5,000 you "saved" by waiting just cost you $45,180 in income.

This process of retirement planning is no easy task. If left on your own, either the planning will be incomplete or not done at all. As I was taught by my mentor years ago: "We must all face one of two pains: Either the pain of regret or the pain of discipline. Regret weighs tons, Discipline weighs ounces. IT'S YOUR CHOICE." Let us help.

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About Us
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Fred Belman, who is of Lebanese origin, is the founder of Fred Belman Inc. and holds a degree in Finance from the University of Central Florida. As an experienced Insurance and Financial Advisor, Fred is registered with the Lebanese Ministry of Economy (under licence #1309) since 1997 and is a member of the Million Dollar Round Table (MDRT), the premier association of Financial Professionals.

Contact Us
  • Atrium Bldg.; 2nd Floor; Beirut
  • Lebanon: +9613218137
  • Qatar: +97455431977
  • Kuwait: +96555847478
  • email: admin@fredbelman.com
Who is

Fred F. Belman - FLMI, ALP, ACS, MDRT Member International Financial Advisor

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